[{"data":1,"prerenderedAt":184},["ShallowReactive",2],{"instructor-ai-lin-chang":3,"instructor-ai-lin-chang-courses":22,"instructor-ai-lin-chang-articles":71},{"id":4,"title":5,"avatar":6,"bio":7,"category":8,"expertise":9,"extension":15,"featured":16,"meta":17,"name":18,"slug":19,"stem":20,"__hash__":21},"instructors\u002Finstructors\u002Fai-lin-chang.yml","財經英文講師","\u002Fimages\u002Finstructors\u002Fai-lin-chang.webp","旅居新加坡多年，曾任外商銀行財富管理部門的雙語文件編譯與教育訓練講師逾十年，熟悉國際財經新聞、法說會英文與投資文件用語，也長期協助跨國團隊翻譯年報與法說會逐字稿。她發現許多台灣投資人卡在英文財經詞彙，因此設計出以真實新聞與財報為教材的精讀課程，並整理出一份涵蓋兩百個核心詞彙的財經英文字庫，讓學員不必死背單字，也能看懂國際財經媒體與外資報告，甚至能自信參與英語法說會的問答環節。","語言學習",[10,11,12,13,14],"財經英文","商業英文","新聞精讀","口說訓練","國際投資用語","yml",true,{},"艾琳・張","ai-lin-chang","instructors\u002Fai-lin-chang","BnJp3nN37jeVraP1rqsPOEo8avVgPGkVIXJu1lqxxN8",[23],{"id":24,"title":25,"category":8,"chapters":26,"cover":51,"duration":52,"extension":15,"fundingGoalPct":53,"heroFeatured":54,"heroImage":53,"highlights":55,"hot":16,"instructor":19,"meta":61,"originalPrice":62,"price":63,"rank":64,"slug":65,"stem":66,"students":67,"subtitle":68,"type":69,"__hash__":70},"courses\u002Fcourses\u002Ffinance-english.yml","財經英文精讀課",[27,33,39,45],{"title":28,"lessons":29},"財經英文入門",[30,31,32],"財經新聞的結構特徵","常見縮寫與代號","基礎總經詞彙",{"title":34,"lessons":35},"新聞精讀實作",[36,37,38],"央行決策新聞精讀","企業財報新聞精讀","產業趨勢新聞精讀",{"title":40,"lessons":41},"法說會與財報英文",[42,43,44],"法說會常用問答句型","財報關鍵詞彙","分析師報告怎麼讀",{"title":46,"lessons":47},"輸出與應用",[48,49,50],"用英文摘要新聞","財經英文口說練習","綜合測驗與複習","\u002Fimages\u002Fcourses\u002Ffinance-english.webp",12,null,false,[56,57,58,59,60],"精讀路透、彭博等真實財經新聞","熟悉財報與法說會常用詞彙","掌握升息降息等總經英文用語","練習用英文摘要一篇財經新聞","累積百組核心財經單字卡",{},9580,3400,8,"finance-english","courses\u002Ffinance-english",1447,"用真實財經新聞與法說會英文，練出看懂國際財經媒體的能力","regular","OS3s80WFNTNgroJjyVyRyRA5UFKSLi7R8gG8ySmw2WY",[72],{"id":73,"title":74,"author":19,"body":75,"category":173,"cover":174,"date":175,"description":176,"extension":177,"meta":178,"navigation":16,"path":179,"seo":180,"slug":181,"stem":182,"__hash__":183},"articles\u002Farticles\u002Ffinance-english-terms.md","十個必懂的財經英文關鍵字",{"type":76,"value":77,"toc":165},"minimark",[78,82,86,93,99,105,111,114,120,126,132,135,141,147,153,156,162],[79,80,81],"p",{},"許多學員告訴我，看國際財經新聞最挫折的地方，不是文法看不懂，而是同樣幾個詞彙反覆出現，卻始終抓不準精確含義。這篇文章整理十個高頻出現的財經英文關鍵字，幫你打好精讀的基礎。",[83,84,85],"h2",{"id":85},"總體經濟類",[79,87,88,92],{},[89,90,91],"strong",{},"1. Inflation（通貨膨脹）","：物價水準持續上升，購買力下降的現象，是央行貨幣政策最關注的指標之一。",[79,94,95,98],{},[89,96,97],{},"2. Rate hike \u002F Rate cut（升息／降息）","：央行調整基準利率的動作，直接影響借貸成本與市場資金鬆緊。",[79,100,101,104],{},[89,102,103],{},"3. Recession（經濟衰退）","：通常定義為連續兩季國內生產毛額（GDP）負成長，是總體經濟新聞中的重要警訊詞彙。",[79,106,107,110],{},[89,108,109],{},"4. Yield（殖利率）","：常見於債券相關新聞，指投資人持有債券所能獲得的報酬率。",[83,112,113],{"id":113},"企業財報類",[79,115,116,119],{},[89,117,118],{},"5. Earnings（獲利／盈餘）","：企業公布財報時的核心關鍵字，常搭配 beat（優於預期）或 miss（不如預期）使用。",[79,121,122,125],{},[89,123,124],{},"6. Guidance（財測／展望）","：企業對未來營運表現的預估說明，市場常依此調整對股價的預期。",[79,127,128,131],{},[89,129,130],{},"7. Margin（毛利率／利潤率）","：反映企業每一元營收能轉換成多少利潤，是判斷經營效率的重要指標。",[83,133,134],{"id":134},"市場與投資類",[79,136,137,140],{},[89,138,139],{},"8. Volatility（波動性）","：市場價格變動的劇烈程度，常用來衡量風險高低。",[79,142,143,146],{},[89,144,145],{},"9. Valuation（估值）","：市場對一家公司或資產合理價格的評估，常搭配 overvalued（高估）或 undervalued（低估）使用。",[79,148,149,152],{},[89,150,151],{},"10. Diversification（分散投資）","：透過持有不同資產降低整體投資組合風險的策略。",[83,154,155],{"id":155},"學習建議",[157,158,159],"blockquote",{},[79,160,161],{},"與其死背單字表，不如在真實新聞情境中反覆遇見這些詞彙，讓大腦自然建立詞彙與情境的連結。",[79,163,164],{},"建議挑選一篇你有興趣的財經新聞，先圈出所有陌生詞彙，查完意思後，試著用自己的話把整篇文章的重點口頭摘要一次。這個練習比單純背單字更有效，因為它同時訓練了理解與輸出的能力，是精讀財經英文最扎實的方法。",{"title":166,"searchDepth":167,"depth":167,"links":168},"",2,[169,170,171,172],{"id":85,"depth":167,"text":85},{"id":113,"depth":167,"text":113},{"id":134,"depth":167,"text":134},{"id":155,"depth":167,"text":155},"精選文章","\u002Fimages\u002Farticles\u002Ffinance-english-terms.webp","2026-05-20","看懂國際財經新聞前，先掌握這十個高頻出現的英文關鍵字。","md",{},"\u002Farticles\u002Ffinance-english-terms",{"title":74,"description":176},"finance-english-terms","articles\u002Ffinance-english-terms","Z6KnT4JpOhD2UrxQqphZ111A-S5J5kSy3iiJci75K3o",1784448119340]